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Consumer Finance

Consumer Finance
EXPLAINED

Our Consumer Finance is provided by Novuna Personal Finance, a division of Mitsubishi HC Capital (UK) PLC.

Consumer Finance is only available for the Brother Commercial embroidery machines. If you're looking for finance information for the ZSK Industrial embroidery machines, please revert back to the business leasing page.

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0% Interest over 12 months

Interest Free Credit - The cost of the goods (less the deposit) is spread evenly across 12 monthly payments. No deposit is required.

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0% Interest over 18 months

Interest Free Credit - The cost of the goods (less the deposit) is spread evenly across 18 monthly payments. No deposit required.

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0% Interest over 24 months*

Interest Free Credit - The cost of the goods (less the deposit) is spread evenly across 24 monthly payments. No deposit required.
*This finance term requires a minimum finance amount of £7,000 incl. vat. Not available for any finance amount less than £7,000 incl. vat.

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Countdown Interest Bearing Credit

  • Payment deferral at the start of the loan means customers can receive and enjoy their goods before payments are due;
  • The payment deferral starts from the date of the agreement, following this, payments will start and run for term agreed; and
  • Payments include interest accrued during the payment deferral and repayment periods

Repay in full in prepayment deferral period

An administration fee may be charged but there will be no interest charges

Partial repayment in payment deferral period

Interest won't be charged on the amount repaid but is charged on the remaining balance at 14.9% APR

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The information on this page is generic in nature. Whilst it is likely to be correct for most consumers, the benefits of financing will vary depending on your own financial and accounting position. We recommend that you consult your own accountant or other professional adviser to check how these will apply to you.

Credit subject to status and affordability. Terms & Conditions Apply. Stocks Sewing Machines Limited trading as Stocks Sewing Machines Ltd is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Stocks Sewing Machines Limited is authorised by the Financial Conduct Authority for the purposes of secondary credit broking. Firm Reference Number 663301. All finance is subject to terms and conditions, number of years trading, and may also be subject to credit checks.  Pricing and rates used on this calculator are for example purposes only, please contact us for more information.